Inland Marine Insurance
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What Does Inland Marine Insurance Cover
Inland Marine Insurance is the broad category of business property that typically is moveable and may be away from the premises. This important property coverage is used for such things as contractor's tools, equipment, bailee coverage for customers' property, artwork, and much more.
This coverage is offered on open-perils basis meaning that all losses are covered unless specifically excluded by the policy. Theft of property away fromn the premises is usually excluded by Business Property policies and that is why it may be essential to add Inland Marine coverage.
Inland Marine Insurance can often be added to a Commercial Property policy, Business Owners Policy (BOP), or can be purchased as a stand alone policy.